# 12- What is the company's exit strategy, and how does it plan to provide a return on investment to its shareholders?

# We offer to invest in Streamable Finance at two valuations:

1. Token - $30M

2. Token 50% + Equity 50% - $25M.

We are looking for long-term value-added investors. Therefore, we offer a discounted valuation for any that invests in equity.

Our Valuation comes with a lot of thought processes through our partner Ephelia as a specialist in the Fintech space and fully behind our operational team.

Elaborate DFCF and Ebitda Multiple valuation calculations are available in the link below: (morel ltd projections file, valuation sheet)

As of July 2023, these are the already available product within Streamable Finance:

# DeFi

Streamable FinanceProtocol: Allows asset streaming on EVM blockchains. Available on BSC Mainet and Testnet

Asset wrappers: Allows wrapping existing assets to make them streamable and unwrapping in order to claim them back in their original form.

Liquidity Pools: Allows users to provide liquidity, receive LP tokens and stake them to earn rewards. Pools can have up to 8 assets with different weights.

# DEX:

Allow users to swap assets (stablecoins and other assets).

# esMoney

Assets backed by e-money, mintable when the collateral is safeguarded and burnable on demand.

# $STREAM Token

Native token of the project, with stake and stake lock contracts.

# Streamable Invest

Streamable Invest is Streamable Finance’s first vertical. It allows users to deposit assets (currently fiat USD, GBP or CHF and crypto), invest them in a strategy and get the yield paid in streaming (by the second).

It consists of the first proof of integration between the crypto and the fintech. Users create an account after KYC and can deposit/withdraw via bank transfer.

# Roadmap

May 2023: streamable invest June 2023: streamable finance v1 July 2023: Streamable Bank V0: The first prototype of Steamable Bank with esCurrencies will be shown to the regulator - Bank of Italy. September 2023: Streampay button Streampay button allows people to start/stop the money flow within the activated services offered by third parties. Q2 2024: Project codename “Streamable Bank”. The Streamable Bank is a regulated financial technology company that provides digital banking services and esCurrencies, a new type of electronic money that can be streamed, along with products and services that use streaming payments. Q3 2024: Real-time Billing Real-time billing will allow utility companies to instantly invoice users according to the real-time usage of their services, increasing billing accuracy, and speed and reducing billing errors, delays or inconsistencies. Q4 2024: Privacy Increased protocol privacy functionalities. 2025: Lending Lending market and credit history/check tools based on real-time cash-flow data and creditworthiness projections.

# Existing Clients:

We have a huge network of clients ready to onboard and use this technology, offering their clients more flexibility and building their user base. Recently signing with one of the largest Publications in Italy, Millionaire, which has over 800,000 subscriptions, as the first large partner to join the Streamable Finance ecosystem. Other Fintech companies in the ecosystem Toonie and Quid, combined, have a further 250 businesses we can partner with in order to offer full flexibility to their network of thousands of end clients.

# Regulations and licensing:

Securing an electronic money license involves a lengthy process of defining a business plan consistent with the regulator's expectations. There are many actors involved who must demonstrate, each for the role he or she covers, that he or she has the necessary skills and experience to manage a position of responsibility in a regulated company. A deep knowledge of the regulatory framework for all jurisdictions is mandatory, the need to recruit people with a strong legal and compliance background who are able to interact with the regulator. Another element that should not be underestimated is the provision of an IT infrastructure that must be validated in terms of security and business continuity. With these prerequisites, the time needed to obtain a license ranges from nine months to more than a year, without taking into account the possible stop-and-go imposed by the regulator for clarifications and/or additions requested or for regulatory developments that are always in the pipeline.

All of this justifies an intangible value that is difficult to estimate but embedded in the company's valuation as an indispensable element for conducting the business that Streamable Finance aims to do.

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